Personal finance
Car loans, personal loans and leisure finance, explained plainly.
The same approach as our business lending: we compare options, show you the comparison rate and the total cost, and you decide. Personal finance is regulated consumer credit, so the lender must assess that the loan is suitable for you before approving it.
Personal finance products are regulated consumer credit under the National Consumer Credit Protection Act 2009. Lyft Capital Pty Ltd (Australian Credit Licence 541052) acts as a credit assistance provider, not a lender. Approval is subject to the lender’s responsible lending assessment. Comparison rates are based on a $30,000 loan over 5 years unless stated; different amounts and terms produce different comparison rates. Fees, charges, terms and conditions apply.
Personal car loan
A personal car loan is a consumer loan used to buy a vehicle for private use, secured by that vehicle and regulated under the National Consumer Credit Protection Act. Because it is regulated credit, lenders must verify your income and expenses, quote a comparison rate, and assess whether the loan is not unsuitable for you.
Personal loan
A personal loan is a fixed-term consumer loan for personal purposes such as renovations, medical costs, a wedding or debt consolidation, usually unsecured and regulated under the National Consumer Credit Protection Act. Lenders must verify your income and expenses and quote a comparison rate before you commit.
Leisure asset loan
A leisure asset loan is regulated consumer credit secured by a recreational asset such as a boat, caravan, motorbike, jet ski or camper trailer. Because these assets depreciate faster and sell more slowly than cars, rates sit above car loans and deposits are more often required.
Leisure assets we finance
Tell us what you are looking to finance.
A Lyft Money broker will contact you to discuss your options. No application is lodged with a lender until you have seen the comparison rate, fees and repayments and told us to proceed.