For Australian business owners
Compare options from 18+ business lenders. Your broker explains the rate, fees and repayments before you decide.
Real people. Personal service.
One broker from your first call
through to funding.
342 client reviewsTell us what you need. A Lyft Money broker will contact you to discuss your business and funding options.
Awards & recognition
Recognised in the
finance industry.
A selection from our business lending panel.
From Lyft Money clients
Read what clients say about working with our team, across the different types of finance we arrange.
“keeping us informed every step of the way”
“He explained all the financing options clearly”
“helped out my business”
Before you make a decision
How much will arrive in your account? What will come out each week or month? And what will the loan cost overall?
Your broker takes you through the numbers and any conditions before you choose to proceed.
Check my optionsYour loan, explained.
No need to figure it out on your own.A clear next step
Our AI helps check lender fit across our panel of 18+ business lenders. Your broker reviews the options and explains what they mean for you.
We discuss your funding purpose, trading history and cash flow, then explain which documents are needed.
Your broker checks the lender fit, repayment structure and costs, and talks you through the choices available.
You give the go-ahead before a lender submission. Your broker then handles the next steps and keeps you updated.
The lender makes the final credit decision. Available options depend on your business and the lender’s assessment.
One size fits no one
A café takes payments each day. A builder may wait for a progress claim. A transport business pays for fuel before the customer pays.
We look at when your money comes in, what the funds need to do and how you can repay them.
We compare options for Australian businesses. Lenders look at factors such as trading time, turnover, cash flow, credit history and the amount you need. Tell us about your business and we will explain which options may fit. There is no single minimum that applies across every lender on our panel.
Making an initial enquiry is not the same as applying to a lender. We discuss your circumstances and likely options first. Your broker will explain any credit check that is required and obtain your consent before proceeding.
No. An unsecured business loan can still require a personal or director’s guarantee. A guarantee may make you personally responsible if the business cannot repay the loan. We explain the lender’s security and guarantee requirements before you decide.
Costs depend on your business, the lender, amount and term. Your broker will explain how the rate is calculated, your repayments, lender fees, any broker fee, ongoing charges and the scheduled total cost. We also explain any early-payout conditions.
We start with a conversation about your business. To assess your options, lenders commonly need identification and recent business bank statements. Depending on the loan, they may also request BAS, financials or statements for existing debts. Your broker gives you a clear list for your situation.
Timing depends on the lender, your application and the documents available. Tell us your deadline so we can explain the likely timing and what is needed to move forward. Funding is subject to lender approval and completion of any conditions.
We can review options for ATO debt and existing business borrowing. We look at your current repayments, cash flow and lender requirements, then explain any options available and their costs. Refinancing may change the term and total amount you repay.
Yes, some lenders offer low-doc pathways. Low-doc does not mean no documents or automatic approval. The information required depends on your business, the amount and the lender. Your broker will explain what is needed.
We are a finance broker. We compare suitable options from our lender panel and help you through the process. We explain any broker fee and how we are paid before you proceed. The lender assesses and decides the application.
No. You can review the options and ask questions before deciding. Nothing is submitted to a lender without your go-ahead.
Your business. Your decision.
One broker to explain it. Clear numbers before you proceed.
Check my options No obligation to proceed.