medical · Equipment & asset finance
Ultrasound machine finance
The probes can cost as much as the console. We make sure the whole configuration is quoted and funded together rather than in stages.
What is ultrasound machine finance?
Ultrasound machine finance is funding for a diagnostic ultrasound system and its transducers, secured against the equipment. Ultrasound is used across Australian general practice, obstetrics, cardiology, physiotherapy and veterinary work, and probes often represent a large share of the total purchase price.
Ultrasound has spread well beyond radiology practices. General practitioners use point-of-care systems, obstetricians and gynaecologists rely on high-end imaging, physiotherapists and sports medicine clinics use it for musculoskeletal assessment, and handheld probe-and-tablet systems have made basic imaging affordable for small practices. What you buy depends entirely on the studies you perform and bill for, and on whether those studies attract a Medicare item number in your setting.
The financing consideration specific to ultrasound is configuration. A console quoted without probes is misleading, because transducers can add tens of thousands of dollars and are essential. Get a complete quote covering console, probes, software packages, cart and warranty, then finance it as one asset. Interest and depreciation are generally deductible where the equipment is used in the practice. Ask the supplier to quote the upgrade path as well, since probe compatibility across console generations varies by manufacturer.
Ultrasound machine finance at a glance
| Typical price range | $15,000 – $250,000 |
|---|---|
| Finance term | Up to 72 months |
| Useful life | About 10 years |
| New or used | New systems suit practices needing the latest imaging and full warranty; refurbished systems from major manufacturers are widely used and readily financed. |
| Indicative rates (Medical equipment finance) | 6.6% – 13.5% p.a. · rate history |
| Finance structures | Medical equipment finance (recommended), Chattel mortgage, Finance lease |
How lenders assess ultrasound machine finance
Medical lenders fund ultrasound on the strength of the practitioner and practice as much as the hardware, and qualified practitioners can often access finance without property security. Probes should be listed on the invoice, because a console alone is worth far less than a fully configured system. Refurbished units from recognised manufacturers are accepted where a service and warranty arrangement exists. Terms usually run five to six years, reflecting a technology cycle shorter than most medical hardware.
Before you buy
- Specify the probes around the scans you actually perform; a system without the right transducer cannot do the work regardless of console quality.
- Check software licences for measurement packages, since some features are unlocked separately and add real cost.
- On refurbished systems, confirm who provides warranty and service and how quickly they can attend.
Commonly financed
GE Voluson E10 and Logiq E10 · Philips Affiniti 70 · Samsung HS60 · Mindray DC-80 · Butterfly iQ+ handheld
Estimate ultrasound machine repayments
- Number of repayments
- 60
- Balloon at end of term
- $26,600
- Total interest (est.)
- $35,442
- Total repaid (est.)
- $168,442
This calculator provides an estimate only and does not account for fees, charges or the specific terms a lender may offer. It is not financial advice or an offer of finance.
Key terms
What is ultrasound machine finance?
Ultrasound machine finance is a loan or lease used to buy a diagnostic ultrasound system and its transducers, with the equipment as security. Terms usually run 48 to 72 months and probes and software packages should be included in the same funding.
Can refurbished medical equipment be financed?
Yes. Panel lenders regularly fund refurbished medical equipment from recognised manufacturers, particularly where a warranty and service agreement is in place. Lenders will assess the age of the system and who is providing ongoing support before setting the term.