Melbourne, VIC
Business finance in Melbourne
Melbourne has Australia’s most diverse business base: the country’s largest container port, a substantial manufacturing and food processing sector through the north and west, major health and education precincts, and a professional services and creative economy in the inner city. Construction has been the dominant growth driver, with extensive residential development and a large state infrastructure program running across the metropolitan area.
How we work with Melbourne businesses
Lyft Money works with Melbourne businesses by phone and video, with documents handled online and settlements arranged Australia-wide. Anthony, Stefan and Kris are based at Level 14, 3 Parramatta Square in Sydney, and a Melbourne client deals with the same broker throughout — including where a machine is being bought from a Victorian dealer and delivered interstate.
Finance options in Melbourne
Unsecured business loan in Melbourne
Melbourne’s hospitality sector is unusually large and unusually seasonal, with winter trade noticeably softer than summer and major events driving spikes. Unsecured facilities with weekly or daily repayments are common here, and so are expensive ones.
Invoice finance in Melbourne
Melbourne manufacturers and wholesalers selling into national retailers and distributors face some of the longest payment terms in Australian trade, with 60 days common and 90 not unheard of. Invoice finance advances against each invoice on dispatch, releasing the cash to buy materials for the next order.
Equipment loan in Melbourne
Melbourne has the deepest manufacturing equipment market in the country: CNC machining, fabrication, food processing, packaging lines and printing plant across the northern and western industrial belts. These are long-life machines, often imported, and specialist lenders on our panel will fund supplier progress payments and start repayments at commissioning rather than at order — which matters when a machine ordered from Europe takes six months to arrive..
Commercial property loan in Melbourne
Melbourne industrial property in the west and north is the most active owner-occupier market in the country, with more available stock and gentler pricing than Sydney’s equivalent. Buying a warehouse or workshop removes the rent escalation that has squeezed manufacturers and distributors.
Business vehicle finance in Melbourne
Melbourne work vehicles cover long distances across a low-density metropolitan area, with growth corridors at Wyndham, Melton and Casey putting real kilometres on a trade ute. Fitted-out vans and dual-cabs dominate for trades and services.
Truck finance in Melbourne
The Port of Melbourne is Australia’s busiest container port, and the truck market reflects it: container shuttles running to the western suburbs, B-doubles on the Hume and Western Highway interstate corridors, and distribution fleets serving a metropolitan area that sprawls further than Sydney’s. Prime movers, skels and rigid distribution trucks all finance well.