Lender panel
NAB through Lyft Money
NAB is a major Australian bank with a long-standing focus on business banking, and is one of the largest lenders to Australian businesses across equipment finance, commercial property, agribusiness and working capital. It offers competitive bank pricing and substantial limits, with assessment based on full financial information and established credit policy.
Lyft Money is an independent broker. NAB is one of 18+ lenders on our panel; we are not NAB and do not speak for them. Product details change — your broker confirms current terms before anything is submitted.
| Typical amounts | $20,000 – $20,000,000 |
|---|---|
| Typical speed | Commonly one to four weeks depending on the facility |
| Products we place | Equipment loan, Commercial property loan, Secured business loan, Business overdraft |
| Website | www.nab.com.au |
Where NAB is strong
- Large business lending book with deep commercial and agribusiness experience
- Competitive pricing on equipment and commercial property facilities
- Ability to structure multiple facilities under one banking relationship
Things to weigh up
- Full documentation and trading history are expected
- Turnaround is longer than non-bank and fintech lenders
- Existing bank security may need restructuring to add a new facility
NAB has built a large share of Australian business lending, and for a client with property security and strong financials it is frequently among the most competitive options for both equipment and premises. Having facilities under one banking relationship can also simplify reporting and reviews.
The consideration we raise most often is security structure. Where a bank already holds broad security over a business, adding a facility elsewhere can be complicated, so we look at the whole position rather than just the deal in front of us.
Key terms
NAB equipment finance through a broker
Bank-funded equipment or vehicle finance arranged by an accredited broker, secured by the asset and assessed on full financial information.