Lender panel
Moneytech through Lyft Money
Moneytech is an Australian non-bank funder offering trade finance, invoice finance and equipment finance to small and medium businesses. Its trade and debtor facilities are built around supply chain timing — paying suppliers and funding receivables — which makes it relevant to wholesalers, importers and businesses whose cash is tied up between purchase and customer payment.
Lyft Money is an independent broker. Moneytech is one of 18+ lenders on our panel; we are not Moneytech and do not speak for them. Product details change — your broker confirms current terms before anything is submitted.
| Typical amounts | $50,000 – $5,000,000 |
|---|---|
| Typical speed | Commonly one to three weeks to establish a facility |
| Products we place | Trade finance, Invoice finance, Equipment loan, Business line of credit |
| Website | www.moneytech.com.au |
Where Moneytech is strong
- Combined trade and invoice finance addressing both sides of the cash cycle
- Technology-led facility management with online visibility
- Equipment finance available alongside working capital facilities
Things to weigh up
- Trade and debtor facilities require reasonable reporting and systems
- Facility fees apply on the limit, not only on drawn funds
- Debtor quality and concentration influence the terms offered
Importers and wholesalers carry a specific problem: suppliers want payment at or before shipping, and customers pay 30 to 60 days after delivery. Funding both ends of that gap — trade finance to pay the supplier, invoice finance to release the receivable — is what keeps stock moving without draining the business.
Moneytech puts both under one roof, which simplifies administration compared with two separate providers. Facilities take some setting up, so we start the conversation well before a peak buying season rather than in the middle of one.
Key terms
Moneytech trade finance
A facility that pays suppliers on the business's behalf and gives the business extended terms, funding the gap between purchase and customer payment.
Moneytech invoice finance
A facility advancing a percentage of outstanding customer invoices, with the balance released when the customer pays.