Lender panel
Metro Finance through Lyft Money
Metro Finance is an Australian broker-only asset financier specialising in commercial equipment and vehicle lending for small and medium businesses. It is known for straightforward policy, quick electronic processes and a strong position in light commercial vehicles, utes and standard business equipment, distributed entirely through accredited finance brokers rather than direct to the public or through dealerships.
Lyft Money is an independent broker. Metro Finance is one of 18+ lenders on our panel; we are not Metro Finance and do not speak for them. Product details change — your broker confirms current terms before anything is submitted.
| Typical amounts | $15,000 – $750,000 |
|---|---|
| Typical speed | Often within 24 to 48 hours |
| Products we place | Business vehicle finance, Equipment loan, Used vehicle finance, Truck finance |
| Website | www.metrofin.com.au |
Where Metro Finance is strong
- Fast, largely automated approvals for standard vehicle and equipment deals
- Clear published policy that makes fit easy to assess upfront
- Well established in light commercial vehicles and common business assets
Things to weigh up
- Available only through accredited brokers, not direct to the public
- Policy suits mainstream assets more than highly specialised plant
- Impaired credit files generally sit outside its core appetite
For a clean file buying a standard asset — a ute, a van, a common piece of equipment — Metro is often the quickest path from quote to settlement, with electronic documents and same-week funding routine. That speed matters when a client has negotiated a price and the seller wants to move.
It is a specialist rather than an all-rounder. Where the asset is unusual, the credit file is impaired or the business is very new, we place the deal with a lender whose appetite suits it better rather than testing a policy that clearly does not fit.
Key terms
Metro Finance vehicle loan through a broker
Broker-only commercial vehicle or equipment finance, typically a chattel mortgage secured by the asset with fast electronic settlement.