Lender panel
Funds Now through Lyft Money
Funds Now is an Australian private and short-term business funder used where speed matters more than price and where mainstream credit policy does not fit. Facilities are typically small to mid-sized, short in term, and assessed on the specific circumstances of the file rather than a scoring model, with distribution through finance brokers.
Lyft Money is an independent broker. Funds Now is one of 18+ lenders on our panel; we are not Funds Now and do not speak for them. Product details change — your broker confirms current terms before anything is submitted.
| Typical amounts | $20,000 – $1,000,000 |
|---|---|
| Typical speed | Often within a few business days |
| Products we place | Secured business loan, Unsecured business loan |
| Website | fundsnow.com.au |
Where Funds Now is strong
- Considers files outside mainstream credit policy on their individual merits
- Fast turnaround where the purpose and exit are clear
- Broker-led, with direct discussion of the file before submission
Things to weigh up
- Among the highest-cost funding on our panel
- Short terms mean repayments are large relative to the amount borrowed
- Only appropriate with a defined and realistic exit
Private funding is the last stop on the panel, not the first. It exists for situations where the timing is immovable and the mainstream options are closed — a settlement date that cannot move, a supplier that must be paid, a debt that has to be cleared before a refinance can proceed.
We are deliberately conservative with it. Before recommending private money we test every cheaper option, confirm the exit is real, and set out plainly what the facility costs in dollars. If the numbers do not work, we say so rather than writing the deal.
Key terms
Funds Now short-term facility
A privately funded short-term business loan arranged through a broker, assessed on the individual circumstances of the file and repaid from a defined exit event.