Lender panel
Flexicommercial through Lyft Money
Flexicommercial is an Australian equipment finance and leasing provider serving small and medium businesses through brokers and vendor partners. It covers a wide range of business equipment from technology and fit-out through to machinery and transport assets, with both loan and lease structures and experience in vendor programmes for suppliers financing their own customers.
Lyft Money is an independent broker. Flexicommercial is one of 18+ lenders on our panel; we are not Flexicommercial and do not speak for them. Product details change — your broker confirms current terms before anything is submitted.
| Typical amounts | $15,000 – $2,000,000 |
|---|---|
| Typical speed | Commonly two to five business days |
| Products we place | Equipment loan, Finance lease, Fit-out finance, Technology finance, Machinery finance |
| Website | www.flexicommercial.com |
Where Flexicommercial is strong
- Broad appetite across equipment types including technology and fit-out
- Offers both lease and loan structures for the same asset
- Established vendor finance programmes for equipment suppliers
Things to weigh up
- Pricing sits above bank funding for equivalent assets
- Soft assets such as fit-out may require additional security or a deposit
- Terms are constrained by the expected working life of the asset
Not every business asset is a machine with a resale market. Fit-out, shelving, technology and point-of-sale systems are harder to finance because their value on resale is limited, and lenders willing to look at those categories are genuinely useful — particularly for hospitality and retail clients opening or refurbishing a site.
Flexicommercial covers that ground as well as more conventional plant, and offers lease structures where a business would rather rent capability than own a depreciating asset. We compare the lease and loan versions side by side so the end-of-term position is clear before signing.
Key terms
Flexicommercial equipment lease
A lease over business equipment where the financier owns the asset for the term and the business pays for its use, with defined end-of-term options.
Vendor finance programme
An arrangement where an equipment supplier offers finance to its own customers at the point of sale, funded by a financier such as Flexicommercial.