Lender panel
ANZ through Lyft Money
ANZ is a major Australian bank with a substantial business and commercial lending division covering asset and equipment finance, commercial property, overdrafts and term lending. It is well established in agribusiness and trade, and like the other majors it competes on price and limit size while requiring full financial assessment and clear credit fit.
Lyft Money is an independent broker. ANZ is one of 18+ lenders on our panel; we are not ANZ and do not speak for them. Product details change — your broker confirms current terms before anything is submitted.
| Typical amounts | $20,000 – $20,000,000 |
|---|---|
| Typical speed | Commonly one to four weeks depending on the facility |
| Products we place | Equipment loan, Commercial property loan, Agricultural equipment finance, Business overdraft |
| Website | www.anz.com.au |
Where ANZ is strong
- Sharp pricing for well-documented, policy-fitting applications
- Strong presence in agribusiness and trade-related lending
- Large facility limits and full transactional banking alongside credit
Things to weigh up
- Requires full financials and generally two years of trading history
- Slower assessment than non-bank alternatives
- Security requirements can be broader than an asset-specific financier's
ANZ suits established businesses that can present a complete financial picture and are not working to a compressed timeline. Its agribusiness capability is relevant for farming clients where seasonal income patterns need a lender that understands them rather than a scoring model that penalises them.
We use the majors where the numbers justify the process. For a large equipment purchase or a property acquisition held over many years, the rate difference compounds into real money, and it is worth the extra weeks of assessment to get there.
Key terms
ANZ asset finance through a broker
Bank equipment or vehicle finance arranged by an accredited broker, usually structured as a chattel mortgage with the asset as security.