Brisbane, QLD
Invoice finance in Brisbane
Queensland contractors and suppliers billing tier-one builders, resources companies and state government agencies have strong debtors on long terms, which is the profile invoice finance suits best. Each claim is advanced on lodgement rather than 45 days later. For businesses servicing mining and gas clients, this often provides more capacity than a balance-sheet loan would, because the assessment turns on who owes you rather than what you own.
Business finance in Brisbane
Brisbane’s economy combines construction, resources services supporting Queensland’s mining and gas sectors, transport and distribution through the Port of Brisbane, and a growing health, education and professional services base. Population growth from interstate migration has driven sustained residential and infrastructure activity across the metropolitan area, and the 2032 Olympic and Paralympic Games program has added a long and reasonably certain pipeline of public construction and civil work for local contractors.
How we work with Brisbane businesses
Lyft Money works with Brisbane businesses by phone and video, with documents handled online and settlements arranged Australia-wide. Anthony, Stefan and Kris operate from Level 14, 3 Parramatta Square in Sydney, so a Queensland client gets the same broker from first call to settlement, and a machine bought from a Brisbane or interstate dealer settles the same way.
What is a invoice finance?
Invoice finance is funding advanced against eligible unpaid business invoices, typically 70–90% of the invoice value upfront with the balance (less fees) paid when your customer pays. It uses your receivables as security rather than property.
Invoice finance in Brisbane: the numbers
| Typical amounts | $20,000 – $5,000,000 |
|---|---|
| Term | 1–12 months |
| Indicative rates | 8% – 18% p.a. · rate history |
| Speed | 24–48 hours per invoice once set up |
| Key Brisbane industries | Construction · Mining services · Transport and logistics · Civil contractors · Tradies |
| Commonly financed here | Excavator · Prime mover · Ute · Tipper truck · Telehandler |
Rates shown are indicative ranges observed across our lender panel for the period stated. They are not an offer or quote. Your rate depends on your business, the lender, the amount, the term and the security offered. The lender makes the final credit decision.
Key terms
What is invoice finance?
Invoice finance (also called debtor finance or receivables finance) advances a percentage of an unpaid invoice’s value now, with the remainder paid when the customer settles, minus the financier’s fees.
Invoice finance vs invoice factoring
Factoring sells the invoice to the financier who collects from your customer; invoice discounting keeps collections with you and is usually confidential. Both are forms of invoice finance.