earthmoving · Equipment & asset finance
Concrete pump finance
Concrete pumps are bought against a book of work. We look at the pours you have lined up and structure the term so the repayment sits comfortably inside your pour rate.
What is concrete pump finance?
Concrete pump finance is funding for a truck-mounted boom pump, trailer-mounted line pump or placing boom, secured against the equipment. Concrete pumping is a specialised, contract-driven business in Australia, and lenders assess both the equipment and the operator’s experience before approving.
Concrete pumping is a business of throughput. A boom pump on a good day places hundreds of cubic metres, and the operator is paid per cubic metre plus a set-up fee. That makes the economics unusually clear, but it also means downtime is expensive and wear parts have to be budgeted continuously rather than treated as unexpected repairs. Most operators set aside a fixed amount per cubic metre pumped to cover the pipeline and pumping cell.
For lenders, the key question is whether the pump has work. An operator moving from wet hire into ownership with a signed relationship with concreters or builders is a very different application to a speculative purchase. Truck-mounted units often qualify for longer terms because the chassis underneath is a recognised truck asset. Your broker will compare the pump specialists on the panel and explain what deposit, if any, is likely.
Concrete pump finance at a glance
| Typical price range | $60,000 – $1,500,000 |
|---|---|
| Finance term | Up to 84 months |
| Useful life | About 15 years |
| New or used | Used truck-mounted boom pumps are commonly imported or bought from established operators; new trailer line pumps are affordable enough to be a first purchase. |
| Indicative rates (Chattel mortgage) | 6.9% – 14.5% p.a. · rate history |
| Finance structures | Chattel mortgage (recommended), Equipment loan, Truck finance |
How lenders assess concrete pump finance
Concrete pumps are specialised, so fewer lenders will fund them and asset knowledge matters. Boom pumps are valued on chassis condition, boom hours, pumped cubic metres and the condition of wear parts. First-time operators are usually asked for a deposit and evidence of experience or contracted work. Truck-mounted units may be assessed partly under truck policy, which can allow longer terms. Trailer line pumps sit at a much lower price point and are easier to fund. Private and imported purchases require PPSR clearance and compliance documentation.
Before you buy
- Ask for pumped cubic metres, not just engine hours — that is the number that tells you how much life is left in the pumping cell.
- Inspect the boom for repair welds and check the pipeline wall thickness with a gauge before you commit.
- Budget for wear parts from day one: S-tube, wear plate, cutting ring and pipeline are consumables, not surprises.
Commonly financed
Putzmeister M36 and M42 · Schwing S 36 X · Sany SY5330 · Cifa K41 · Reed B50HP trailer pump
Estimate concrete pump repayments
- Number of repayments
- 60
- Balloon at end of term
- $156,000
- Total interest (est.)
- $220,797
- Total repaid (est.)
- $1,000,797
This calculator provides an estimate only and does not account for fees, charges or the specific terms a lender may offer. It is not financial advice or an offer of finance.
Key terms
What is concrete pump finance?
Concrete pump finance is a secured loan or lease used to buy a boom pump, line pump or placing boom, with the equipment held as security. Terms commonly run 48 to 84 months, and truck-mounted units may be assessed under truck finance policy.
Boom pump or line pump?
A truck-mounted boom pump places concrete over obstacles and to height without laying hose, and suits slabs, high-rise and large pours. A trailer-mounted line pump is far cheaper, needs hose run by hand, and suits smaller residential, tight-access and shotcrete work.